nice livingroom funiture,accent furniture,wood cabinet Jiangmen Lihua Import & Export Trading Co., Ltd. Jiangmen Lihua Furniture., Ltd. , https://www.jmlihua.com
If you want a credit card, you can't step on these minefields!
For the credit card withdrawal, the banks are treated equally, and there is no reason to deliberately not give you the amount. If you fail to raise the amount, it must be stepped on the minefields below.
First, the small bill is also staging
Although the bank encourages credit cardholders to install instalments, people who choose to install instalments regardless of the amount can easily make the bank less able to repay. The reason is very simple. If a thousand dollars have to be paid in several installments, how can such a person's financial ability make the bank believe that this will only be detrimental to your offer.
Second, swipe and repayment are one-off
One-time credit card explosion and one-time payment, although there is no problem with this behavior, it is not conducive to the amount. Because this kind of behavior is easy to be suspected of cashing out, there are people who are suspected of cashing out, not only will the bank not give the amount, but may derate it.
Third, frequent cash withdrawal
For most of the small partners, credit card withdrawal is a very popular feature. It is also true for banks, because cash withdrawals can bring fees and interest. However, this is limited to the occasional take-off. If you withdraw cash frequently, you will be suspected of having a capital turnover crisis. The bank will not raise the amount for your own risk.
Fourth, never staging
Although it is not conducive to raising the amount regardless of the amount of the amount, it is not favorable to never stage. Appropriate staging, and the amount of the staging is relatively larger, the number of staging period is based on its own repayment ability, which is conducive to the amount of the increase.
So for these minefields, Xiaobian suggested:
1. Use the appropriate credit card method to increase the amount
There are many ways to increase the amount, but not every party applies to itself, and sometimes it is counterproductive. So find a way to raise your own.
2, maintain a good card swipe behavior
Good card swiping behavior can be said to be beneficial and harmless. It can help you to have good credit information from the side, and it is not difficult to raise the amount.
3, have a good personal credit
Without good personal credit information, it is very difficult to mention the amount. The first personal credit card has been released recently, and it will become more and more important to collect letters in the future. Therefore, having good credit information will not only help in raising the amount, applying for a card or loan, but will also be used in other places.
4, choose a regular POS machine to swipe
If you want to raise the amount, the credit card pos machine is an indispensable thing, but if you choose this wrong, it will not only let you raise the amount, but it may cause your credit card to be sealed, so you need to identify a clear machine and a second clear. Machine, it is more important to pay attention to whether there is a payment license.